Free Tool
Salary Tax Calculator
Estimate your income tax and take-home salary under the New or Old tax regime — fill in your details and calculate instantly.
Estimated Annual Income Tax
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≈ ₹0 per month TDS
Taxable Income
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Effective Tax Rate
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Net Salary After Tax
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| Slab-wise Breakdown | Tax |
|---|
This is an estimate based on standard slabs, cess and rebate rules. It does not account for HRA exemption, LTA or every possible deduction. Please verify with a tax professional or your Form 16 for exact figures.
Income Tax Slabs — FY 2025-26 (New Regime)
| Income Range | Tax Rate |
|---|---|
| Up to ₹4,00,000 | Nil |
| ₹4,00,001 – ₹8,00,000 | 5% |
| ₹8,00,001 – ₹12,00,000 | 10% |
| ₹12,00,001 – ₹16,00,000 | 15% |
| ₹16,00,001 – ₹20,00,000 | 20% |
| ₹20,00,001 – ₹24,00,000 | 25% |
| Above ₹24,00,000 | 30% |
Under Section 87A, taxable income up to ₹12,00,000 attracts zero tax in the New Regime. A standard deduction of ₹75,000 also applies to salaried individuals.
Old Regime Slabs
| Income Range | Tax Rate |
|---|---|
| Up to ₹2,50,000 | Nil |
| ₹2,50,001 – ₹5,00,000 | 5% |
| ₹5,00,001 – ₹10,00,000 | 20% |
| Above ₹10,00,000 | 30% |
The Old Regime allows deductions like 80C (up to ₹1,50,000), 80D, HRA exemption and more, along with a ₹50,000 standard deduction.
New vs Old Regime — Which is better?
If you don’t claim many deductions (investments, HRA, home loan interest), the New Regime usually results in lower tax. If you have significant 80C investments, HRA claims or a home loan, the Old Regime may work out cheaper. Use the calculator above with both options to compare.
